Privacy Policy

Prophet Development Group, LLC (dba PDG Funding) Prophet Development
Group LLC
Effective:  June 10, 2021 Prophet Development Group LLC strives to be transparent
with all clients. This document outlines the legal collection, use, distribution, storage,
and maintenance of the data and information, both personal and non-personal,
collected during any business interaction, whether through phone, email, website form,
personal interaction, meeting, etc. Please read through each section of this document
and contact us with any related questions or concerns.
1. Legal Agreement.    Please read this Privacy Policy (“Privacy Policy”) carefully.
 Your registration at and use of (“Website”) for services
and information (the “Services”) offered by Prophet Development Group LLC, or
any of its subsidiaries including without limitation, Prophet Development Group
LLC , Prophet Development Group LLC; Prophet Development Group LLC PDG
Funding; National Business Capital; or any of its (“Subsidiaries”), on the Website,
and your acceptance of the Website Terms and Conditions (“Agreement”), create
a binding, legal agreement between Prophet Development Group LLC and you
(“you” or “your”).  This Privacy Policy is a material component of the Agreement
and governs Prophet Development Group, LLC collection, use and/or sharing of
any information you provide to Prophet Development Group, LLC in or about
your use of the Website and/or the Services.  This Privacy Policy further governs
Prophet Development Group, LLC’s collection, use and/or sharing of information
you provide Prophet Development Group, LLC in creating an account on the
Website, which may include, without limitation, information such as your name, e-
mail address, physical address, phone number, cell phone number (“Personal
Information”), credit or debit card information (“Credit Card Information”), social
security number, business financial information of any kind or nature, description
of business plan or opportunity of any kind or nature, and any other personally
identifying information related to you and/or your business. (“Sensitive
Information”).   Any terms and conditions not expressly set forth in this Privacy
Policy are governed by the Agreement.  If you choose to accept this Privacy
Policy, as incorporated within the Agreement, you must do so as written, without

modification.  If you do not accept this Privacy Policy, you will not be allowed to
receive the Services.  By using the Website, you openly and affirmatively
acknowledge and agree you have read, and you accept this Privacy Policy.  IF
2. Information Collected by Prophet Development Group, LLC.  Prophet
Development Group LLC, from time to time, may engage trusted, industry-
standard third-party providers to provide financial account aggregation services.
Your Personal Information may be transmitted to such third-party providers and
securely stored on their servers, including without limitation any of the
Subsidiaries.  Prophet Development Group LLC is not responsible for any of any
third- party provider’s actions or inactions. You authorize Prophet Development
Group LLC to provide such third party providers with your Personal Information.
Any Non-Personal Information used in a combined format with Personal
Information will be treated as personal information.
You may use the Website without creating an account.  Even without an account,
Prophet Development Group LLC may collect Personal Information about your use of
the Website.  This may include information about any Internet protocol address you use
to access the Website and/or your activity or patterns of activity using the Website.  You
authorize Prophet Development Group LLC to use cookies, or other small text files
stored on your computer, server log files, environmental variables (such as computer
type), pixel tags, and other non-personal information you voluntarily provide (such as
geographic location) to store data about your visits, and you authorize Prophet
Development Group LLC to access such data.  
We collect personal information and non-personal information through the Site.
Personal information is information that identifies you as an individual. Non-personal
information is aggregated information, demographic information, IP addresses and any
other information that does not reveal your specific identity.
Personal information. We may collect the following types of personal information:
 Information provided by you when ordering credit-related products through the
Site. For example, you will be required to submit personal information such as
your name, address, social security number, date of birth, telephone number and
e-mail address.
 Information provided about your children when enrolling your children in child
identity monitoring products. For example, as a legal guardian, you will be
required to submit the child’s first and last name, Social Security number, and

date of birth in order to register that child in identity monitoring with the credit
 Credit and debit card account information collected from you or your credit
reports when enrolling in our card registry product. For example, we will collect
credit and debit card account information from you on our sites, over the phone,
and from your credit reports from the three national credit reporting companies in
order to cancel the cards per your request in the event that they are lost or
 When you make a purchase through the Site, we may collect your credit card
number or other payment account number, billing address and other information
related to such purchase (collectively, “Payment Information”) from you.
 Other information we collect, such as city of birth and mother’s maiden name, is
used to verify your identity in the event you forget your login information required
for our online products.
 Information you provide us through customer service correspondence and
general feedback.
 Video content you choose to submit to us, such as commentary about our
products and services, testimonials, or other similar content you share through
Non-Personal information. When you visit the Site, we may collect non-personal
information, such as a catalog of the Site pages you visit. Non-personal information is
generally collected through the Site from the following sources: server log files,
environmental variables, cookies, pixel tags and other similar technologies and
information that you voluntarily provide.
 Server Log Files. Your Internet Protocol (IP) address is a number that is
automatically assigned to the computer that you are using by your Internet
Service Provider (ISP). This number is identified and logged automatically in our
server log files whenever you visit the Site, along with the time(s) of your visit(s)
and the page(s) that you visited. We use your IP address, and the IP addresses
of all users, for purposes such as calculating Site usage levels, helping diagnose
problems with the Site’s servers, and administering the Site. Collecting IP
addresses is standard practice on the Internet and is done automatically by many

 Environmental Variables. We and our service providers may also collect certain
environmental variables, such as computer type (Windows or Macintosh), screen
resolution, OS version, Internet browser, and Internet browser version. These
environmental variables are collected by most browsers, and can be used to
optimize your experience on the Site.
 Cookies and Similar Technologies. We, our service providers, and/or non-
affiliated Third-parties, may use “cookies” or similar technologies on the Site.
Cookies are data that a web server transfers to an individual’s computer for
recordkeeping purposes. Cookies are an industry standard used by many
websites, and can facilitate your ongoing access to and use of a particular
website; cookies do not cause damage to your computer systems or files. If you
do not want information collected through the use of cookies, there is a simple
procedure in most browsers that allows you to automatically decline cookies, or
to be given the choice of declining or accepting the transfer of a particular cookie,
or cookies from a particular website to your computer. Additionally, please see
the “Your Choices” section below for instructions on how to opt-out of sharing
certain information related to the use of cookies.
 Pixel Tags. We, our service providers, and/or non-affiliated third-parties, may
also use so-called “pixel tags,” “web beacons,” “clear GIFs” or similar means
(collectively, “Pixel Tags”) in connection with some Site pages and HTML-
formatted e-mail messages to, among other things, compile aggregate statistics
about Site usage and response rates. A Pixel Tag is an electronic image, often a
single pixel (1×1), that is ordinarily not visible to Site visitors and may be
associated with Cookies on the visitors’ hard drives. Pixel Tags allow us to count
users who have visited certain pages of the Site, to deliver branded services, to
provide online advertising, and to help determine the effectiveness of promotional
or advertising campaigns. When used in HTML-formatted e-mail messages, Pixel
Tags can tell the sender whether and when the e-mail has been opened.
 Information That You Voluntarily Provide. We also collect non-personal
information (e.g., your geographic location, etc.) when you voluntarily provide
such information to us. When such information is not combined with any personal
information, such information is considered to be non-personal information, as it
does not personally identify you or any other user. Additionally, we may

aggregate personal information in a manner such that the end-product does not
personally identify you or any other user of the Site, for example, by using
personal information to calculate the percentage of our users who have a
particular telephone area code. Such aggregate information is considered non-
personal information for purposes of this Policy.
 Please note that if we combine any non-personal information with personal
information, the combined information will be treated by us as personal
information as long as it is so combined.
Information Disclosed to Third Parties
We may disclose information about you to affiliated and non-affiliated third parties.
 Affiliates. We may disclose the information that we collect to our affiliated
companies to provide the products you request, to enhance our products to
better suit your needs, and from time to time for marketing purposes.
 Business Partners. We may partner with other companies to offer you products
or services or to fulfill the products or services that you order. We may disclose
personal information and/or non-personal or de-identified information collected
about you to such third-party partners for the purposes described in this Policy.
 Service Providers. We work with third parties who provide services including but
not limited to data analysis, order fulfillment, list enhancement and other
administrative services. We may disclose personal information to such third
parties for the purpose of enabling these third parties to provide services to us.
Such services may include: marketing distribution, email list management
services, advertising, certain product functionalities, customer support, web
hosting, customer data management and enhancement, fulfillment services (e.g.,
companies that fill product orders or coordinate mailings), research and surveys,
data analysis and email service.
 Assignment. We reserve the right to transfer any and all information that we
collect from Site users to an affiliate or a third party in the event of any
reorganization, merger, sale, joint venture, assignment, transfer or other
disposition of all or any portion of our business, assets or stock (including without
limitation in connection with any bankruptcy or similar proceedings).
 Law enforcement; emergencies; compliance; other purposes permitted by law.
Notwithstanding any other provision of this Policy to the contrary, we reserve the

right to disclose personal information to others as we believe appropriate (a) to
comply with legal process; (b) to respond to governmental requests; (c) to
enforce our Terms of Use; (d) to protect the rights, privacy, safety or property of, Inc., our affiliated companies, you or others; (e) to permit us
to pursue available remedies or limit the damages that we may sustain; and (f)
for any other purpose permitted by applicable law.
 Aggregate, Non-Personal, or De-identified Information. We may share
aggregated information (i.e., information about you and other customers
collectively, but not specifically identifiable to you) and other non-personal, de-
identified, or anonymous information we collect with third parties, including
affiliates to develop and deliver targeted advertising on our Site and on the
websites of third parties. If you would prefer that we do not utilize cookies with
your website experience, or would prefer to restrict the use of cookies with
network advertising partners, please see the “Your Choices” section below.
3. Removal of Your Personal Information.  If you provide Prophet Development
Group LLC written notice of your request to remove your Personal Information,
we will endeavor to remove it as quickly as possible.  You understand that any
such removal is only intended to result in the removal of your Personal
Information from Prophet Development Group LLC’s own records, but will not
result in, nor will your request create an expectation of, any removal of any
information about you from the Available Information.
4. Other Information. Prophet Development Group LLC may store, and you
authorize Prophet Development Group LLC to store, your Credit Card and/or
Sensitive Information solely for its purposes. Prophet Development Group LLC
will not share your Credit Card and/or Sensitive Information for any purposes,
unless Prophet Development Group LLC first obtains your prior written consent
to do so.
5. Aggregate Information. Notwithstanding anything in this Privacy Policy to the
contrary, Prophet Development Group LLC may use any information you
provide, when aggregated with others’ information, to provide trend analysis of
market segments, business growth patterns, or any other trending information. In
such event, Prophet Development Group LLC will not use any personally
identifying information you have provided in any manner which will divulge you or

your business in such trending analysis. Further, Prophet Development Group
LLC may use your information to provide case studies, provided you cannot and
will not be able to be identified in such event.
6. Use and Sharing of Your Personal Information.
a) Prophet Development Group LLC may use your Personal and Non-Personal
Information to create and maintain your account, to personalize your experience,
to complete administrative and internal communications, to fulfill purchases of
our products and services, to transfer in the event of a merger or similar event (in
which transferring information would enable a smooth transition to continue
fulfillment of requested products and services), and to send periodic e-mail
communications relating to the Service, such as purchase receipts, account
confirmations, and customer service correspondence.  Prophet Development
Group LLC may provide your e-mail address and other Personal and Non-
Personal information outlined in this Privacy Policy to a third party service,
including without limitation any of the Subsidiaries  solely for the purpose of
marketing third party services to you, delivering phone, text and e-mail and
marketing communications, preventing fraudulent transactions, delivering
products and services requested by you or required in order to fulfill products and
services requested by you, however, Prophet Development Group LLC will first
endeavor to obtain your authorizing signature to do so before transmitting your
information. Such third parties may include, without limitation: Prophet
Development Group LLC, PDG Funding and National Business Capital. 
b) You understand and agree Prophet Development Group LLC may monitor
usage on the Website and the Services and may share your use of the Website
and Services with law enforcement agencies and officials in response to inquiries
or if Prophet Development Group LLC has reason to believe your use of the
Website and Services is for an unlawful purpose.  Prophet Development Group
LLC may share your use of the Website and/or Services as required by law, a
court order, a subpoena or other court proceedings, or as Prophet Development
Group LLC determines is necessary or advisable to protect its interests.
c) Prophet Development Group LLC may use your Personal Information to
improve the Website and the Services. Prophet Development Group LLC may
share Internet protocol addresses used to access the Website with designated

third parties to prevent and detect fraud.  Prophet Development Group LLC may
use services and technologies provided by other companies to assist Prophet
Development Group LLC in understanding your use of the Website.  Your
Personal Information may be available to such third parties to the extent that their
technology collects such information for Prophet Development Group LLC’s use.
 Prophet Development Group LLC reserves the right to transfer your Personal
Information to any successor in interest to all or some portion of the Prophet
Development Group LLC business.
If you wish to cease receiving marketing-related e-mails from third parties, please
contact such third parties directly or utilize any opt-out mechanisms set forth in their
respective privacy policies or marketing-related emails.
We have security measures and tools, such as firewalls, in place to help protect against
the loss, misuse and alteration of the information under our control. Unfortunately, no
data transmission over the Internet or data storage system can be guaranteed to be
100% secure. If you have reason to believe that your interaction with us is no longer
secure (for example, if you feel that the security of any account you might have with us
has been compromised), please notify us of the problem as soon as possible.
The Site may contain links to third-party websites. These linked sites are not under our
control, and we are not responsible for the privacy practices or the contents of any such
linked site, or any link contained in any linked site. We provide such links only as a
convenience, and the inclusion of a link on the Site does not imply endorsement of the
linked site by us. If you provide any personal information through any such third-party
website, your transaction will occur on the third party’s website (not the Site) and the
personal information you provide will be collected by, and controlled by the privacy
policy of, that third party. We recommend that you familiarize yourself with the privacy
policies and practices of any third parties. PLEASE NOTE THAT THIS POLICY DOES
We control and operate the Site from the United States, and the Site is not intended to
subject us to the laws or jurisdiction of any state, country or territory other than that of
the United States. We do not represent or warrant that the Site, or any part thereof, is
appropriate or available for use in any particular jurisdiction. Those who choose to
access the Site do so on their own initiative and at their own risk, and are responsible
for complying with all local laws, rules and regulations. We may limit the Site’s
availability, in whole or in part, to any person, geographic area or jurisdiction we choose,
at any time and in our sole discretion.

 Prophet Development Group LLC Emails. If you prefer not to receive emails
from us about offers and promotions, please unsubscribe via the unsubscribe link
in an email, or contact us.
 Cookies. You have the ability to prohibit being served an advertisement based on
cookie technology from certain companies. We may utilize reputable third-party
vendors to serve advertisements. If however, you are not comfortable with
cookies, you can adjust the settings within your browser to further prohibit being
served a cookie. Please see the browser’s instructions to perform this task.
Additionally, the Network Advertising Initiative (NAI) has developed an opt-out
tool with the express purpose of allowing consumers to “opt-out” of the targeted
advertising delivered by its member networks. We may share anonymous or de-
identified information with such member networks for the purposes of delivering
targeted advertising; however you may visit the NAI opt-out page and opt-out of
this cookie tracking if you do not wish to receive targeted advertising.
 Changing information. Corrections or updates to your information including your
email address, phone number, mailing address, credit card information or
password reminder phrase can be made by calling one of our representatives to
have them update the information within your account. For your protection, our
representatives may request supporting documents before making any changes
or updates to your membership information.
7. Children’s Privacy.
a)    The Website and the Services are directed to people who are at least 18
years old.  Prophet Development Group LLC does not knowingly collect
Personal Information from anyone under the age of 18.  If you are aware that
Prophet Development Group LLC has collected Personal Information from
someone under the age of 18, please alert Prophet Development Group LLC
via the contact information found on our Site, and the information will be removed
from our system as soon as reasonably possible.
b)    Prophet Development Group LLC does not knowingly aggregate or provide
information about people under the age of 18.  You are only authorized to use
the Website and the Service, or to provide Prophet Development Group LLC
your information if you are at least 18 years old.

8. Contacting Prophet Development Group, LLC.  If you have any questions
regarding this Privacy Policy, please email us at  
9. Changes to this Privacy Policy.  Prophet Development Group LLC may change
this Privacy Policy from time to time in its discretion.  Privacy Policy changes will
be posted on the Website and become effective as of the time of change.